Years ago, people never bothered about long term care or thought about it. As parents aged, they often relied on their children to care for them. Today, most parents do not want to burden their children with their care in their old age. And people are living to a remarkable old age as well. This is one of the reasons why you should consider long term care insurance. What is long term care insurance? Long term care insurance allows for you to . More »

Finally, there is one plan to ease your financial burden if you would ever find yourself in need of long term care. LTC Cash (100% cash policies for long term care insurance) can bridge the gap between disability benefits and your monthly expenses during a debilitating, long-term illness. Disability plans only pay about 60% of your income before taxation. For example, if you earn a $40,000 annual income you would only receive about $1,400 each month. At this rate, you would need to figure out how . More »