Providing you have looked into what loan payment protection can and cannot do then it can be a very worthwhile addition to what you already payout each month. Problems only arise when cover is taken on without knowing anything about it and if you have not checked for suitability for your circumstances. A policy does not have to cost a fortune each month if you shop around for the lowest premiums. However many individuals fail to realise that they do have the option of shopping around . More »