The new law makes it much more difficult to protect a family's wealth while having the government pay long-term nursing home costs for a family member through Medicaid. What you need to know...THE TRUTH ABOUT MEDICARESurveys show that most people greatly underestimate their risk of needing nursing home care someday. The cost of such care already is extremely high, close to or exceeding $100,000 per year in many parts of the country and rising steadily. Over a period of years, it can consume a family's lifetime . More »

New rules imposed by the Financial Services Authority (FSA) regarding the way that personal loans are sold online are good news for consumers. Prior to the FSA intervention payment protection, cover was automatically included with most personal loans bought on the internet. Now that the automatic inclusion has been removed, borrowers could find that their personal loans are cheaper. The FSA has declared the practice of automatically adding payment protection insurance cover premiums when granting loans as ‘unfair’ and stated that it must stop. Shane Craig, . More »