Post by Liz Moir

Numerous men and women have put off applying for mortgages, secured loans and remortgages contemplating that there are none of these homeowner loans available for some purpose or the other.

Even characters on television say that there is no position in applying for a remortgage as they are not available at this time.

This is in fact much from true, as mortgages, remortgages and secured loans are still accessible and it would support the economic climate and the struggling loan companies and brokers if the basic public recognized this, as we ought to remember that prudent borrowing and . More »

Since the World Wide Developers Conference, the iPhone has been given no life and its being called the iPhone 4. It is true that when Apple does something, it does it well. Lets get one thing straight; this article is not meant to take away from anyone who plans to get the iPhone 4 but someone has to point out its flaws. After all, Jobs would never do such a thing.

So how can such a great device still crumble to Android? Its all about the limitations; Apples biggest issue.

FaceTime

From Apple - . More »

Loan payment protection insurance can give you an income with which to continue meeting your monthly loan repayments each month if you were to find yourself out of work due to suffering from an accident, long term sickness or unemployment by way of involuntary redundancy. While it can be a safety net the cover isn't suitable for all circumstances and if you want it to do the job it's designed to do then you have to understand the product and the exclusions within a policy. The . More »

Despite the fact that the Financial Services Authority (FSA) investigated the payment protection insurance (PPI) sector and set out guidelines which those selling the cover were to follow, over 4,000 cases of mis-selling are being investigated in 2007. While this fact alone is bad enough, the figure is twice that of the year before, giving consumers cause for concern when buying loan payment protection insurance. It was hoped that mis-selling would cease following on from the FSA, Office of Fair Trading and Competition Commission investigations, but with . More »

Despite the fact that the Financial Services Authority (FSA) investigated the payment protection insurance (PPI) sector and set out guidelines which those selling the cover were to follow, over 4,000 cases of mis-selling are being investigated in 2007. While this fact alone is bad enough, the figure is twice that of the year before, giving consumers cause for concern when buying loan payment protection insurance. It was hoped that mis-selling would cease following on from the FSA, Office of Fair Trading and Competition Commission investigations, but with . More »

It appears that rising interest rates have had little impact on the UK housing market as the Association of British Bankers have revealed that mortgage lending in July 2007 increased by £13.6 billion. The figure is almost exactly in line with the preceding six-month average of £13.7 billion and represents a slight increase on the June rise of £13.1 billion. The July increase is not what the organisation expected with BBA statistics director David Dooks admitting that the rise was ‘surprising’ following the cumulative affect of the . More »

Let's face it, Banks are just not lending.  It does not matter that they received over $350 billion of your money with more to come.  It does not matter how strong your business is or how great your credit history.  They just are not lending.

Most financial institutions have pulled back credit to businesses.  Nearly every well known financial company has stopped offering business programs - be it business credit cards, trade and supplier financing, commercial loans or working capital lines of credit.

These establishments cite . More »