From my experience in working with seniors, here are the five most offered reasons why people have not purchased long term care. In most cases, the reasons are not valid. It’s not that they don’t make any sense; it is due to lack of information. So here are the big five along with some insights that may cause you to re-think your position. 1. Denial. “I won’t ever need long term care—I’ll never go to a nursing home.” There are a couple of ways to look at this. . More »